Negotiating With Creditors

The IRS adjusts the median income levels and allowable expense deductions regularly, and using figures from previous years...

Identifying every possible deduction is the only way to navigate the "presumption of abuse" that arises...

Chapter 13 filers might even be eligible for a mortgage while still in their repayment plan,...

Since the filer no longer owes the old debts, their debt-to-income ratio improves instantly, making them...

In the last 20 years, the number of people 65 and older filing for bankruptcy has actually increased to become...

Identifying every possible deduction is the only way to navigate the "presumption of abuse" that arises when the...

It is no longer impossible to discharge these debts, but it requires an adversary proceeding—a separate...

Chapter 13 filers might even be eligible for a mortgage while still in their repayment plan,...

Local residents often find that looking for is the first step toward long-term solvency, but only...

It is far better to disclose the asset and use available exemptions to protect it than to risk...